Pricing Policy

For Ikashi Fintech Pvt Ltd

1. Purpose

This policy defines the pricing framework for products and services provided by Ikashi Fintech Pvt Ltd. It establishes guidelines to ensure pricing fairness, consistency, and compliance with regulatory requirements.

2. Scope

This policy applies to all pricing decisions for products, services, and solutions offered by Ikashi Fintech Pvt Ltd across various channels.

3. Pricing Objectives

• Maximize value for customers while ensuring sustainable revenue growth.
• Maintain competitive pricing to encourage adoption and customer retention.
• Adjust prices based on market conditions, customer segments, and business costs.

4. Pricing Structure

Ikashi Fintech offers a variety of pricing models suited to different customer needs:

• Subscription-Based Pricing: For ongoing services with a monthly or annual fee.
• Transaction-Based Pricing: Fees per transaction for services like payments, transfers, or lending.
• Tiered Pricing: Discounts or premium services based on volume or customer tier.
• Freemium Model: Basic services offered for free, with an option to upgrade to premium versions.

5. Pricing Guidelines

• Cost-Plus Pricing: Prices are set to cover operational costs plus a profit margin.
• Market-Oriented Pricing: Pricing is competitive within the fintech industry and adjusted based on trends and competitor pricing.
• Customer-Centric Discounts: Offers and discounts may be provided based on loyalty, usage volume, or promotional periods.
• Transparency in Fees: All prices, including additional fees, will be clearly communicated on the website and in product materials.

6. Periodic Review

• Annual Review: Pricing policies and rates are reviewed annually for alignment with business objectives and market trends.
• Adjustments for Inflation: Adjustments may be applied in response to inflationary changes impacting operational costs.

7. Approval Process

• All price changes must be approved by the Pricing Committee.
• Deviations from the policy require written justification and must be approved by the CEO or designated authority.

8. Compliance and Accountability

Adherence to local and international regulations regarding pricing practices is mandatory. Non-compliance with the pricing policy may lead to corrective actions.

9. Policy Communication

This policy shall be accessible to all employees involved in pricing decisions. Updates to the pricing structure will be communicated to customers 30 days in advance when feasible.