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What can be the ideal gift for millennials?

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The ideal gift for millennials

If there is something which can be said with conviction especially in recent times, is that things always change. One needs to embrace change but also ensure that there is some stability in life.

In this digital era, technology evolves at a fast pace making our lives also very dynamic. There are constant changes happening around us which have a direct impact on our lifestyle and our future plans. The only option we have is to adapt to the change and find stability.

Financial stability means you should be able to pursue your life goals like marriage, parenthood, children’s education or peaceful retirement and your loved ones should be financially protected no matter what happens.

So how can you achieve financial stability? The best possible way to do this is by preparing a robust financial plan and life insurance is an integral part of it.

Life Insurance:

Life insurance is a great tool and the finest gift because it helps you with both the opportunity to grow your money as well as a life cover to financially protect your loved ones in the case of an unfortunate event.

With Insurance, you can plan for the future and your long-term goals like your children’s education and a peaceful retirement without worry.

When looking for an insurance plan, you will come across many offerings but one that meets the requirements of helping you achieve financial stability is the “ICICI Pru Guaranteed Income for Tomorrow” plan from ICICI Prudential Life.

The ICICI Pru Guaranteed Income for Tomorrow plan provides you with many benefits such as:

  • Guaranteed Benefits: You will receive assured returns in the form of a lump sum or regular income as per your needs
  • Option to receive guaranteed income: You have the option to receive a regular income from the 2nd year of the policy
  • Life Insurance cover: Your family’s future and long-term goals will be secured without any compromise in case of an unfortunate event
  • Tax savings: You can avail tax benefits under Section 80C for premiums paid towards this plan. The pay-out at maturity or the benefits that your nominee receives are also exempt subject to Section 10 (10D)
  • Loan facility: In case of a cash crunch or financial emergency, you can avail loans against this policy

You also have the flexibility to choose from any of three plans based on your needs

  • Early Income plan option: If you plan to retire early then this option allows you to start receiving a regular income from the second year itself, this can help you with your children's fees or any other expenses
  • Income plan option: Under this plan option, you have to pay premiums for a certain period of time and at the end of the policy term, you will receive a Guaranteed Income for a certain period
  • Lump-sum plan option: If you want to receive a lump-sum amount then you can choose this option. This lump-sum can help you fund the education of your children or other expenses

You can find more about the various other benefits in the link below.

https://www.iciciprulife.com/protection-saving-plans/icici-pru-guaranteedincome-fortomorrow.html

Conclusion:

Now that you know how you can achieve financial stability; you can live life without worry no matter how much it changes! You’ll always be prepared and financially secured.

Kyuki agar Tayari sahi ho, Toh Jeet Pakki hain!

 

-In association with ICICI Prudential Life Insurance

Visit link: https://bit.ly/3auL8Eg

T&C: https://bit.ly/2YJ1dk6

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author

Navitha